The Key Agency Program* provides:
- Increased recognition, including having your agency listed as a Chairman’s Circle Agency or Key Agency on our Find an Agent webpage.
- Special benefits, including tail commission, the option to participate in our commission incentive program, the option for up-front remittance of annual commission payments, and participation in our Co-op Marketing Program.
The Key Agency Program is one of the many reasons why agencies strive to establish a successful partnership with The Doctors Company. The new qualifying period began on July 1, 2026, and ends on June 30, 2027. We sincerely hope that this is the year your agency qualifies.
Chairman’s Circle Agency Qualification
To earn the 2027 Chairman’s Circle Agency designation, an agency must qualify with one of the following options by June 30, 2027:
| Chairman’s Circle: Option 1 | |
| Inforce Premium | $9,000,000 |
| New Business | $150,000 |
| Chairman’s Circle: Option 2 | |
| New Business | $1,000,000 |
Key Agency Qualification
To earn the 2027 Key Agency designation, an agency must qualify with one of the following options by June 30, 2027:
| Key Agency: Option 1 | |
| Inforce Premium | $4,000,000 |
| Key Agency: Option 2 | |
| Inforce Premium | $2,500,000 |
| New Business | $250,000 |
| Key Agency: Option 3 | |
| New Business | $500,000 |
| Key Agency: Option 4 | |
| Inforce Premium (all products) | $2,500,000 |
| APC YTD New Business | $125,000 |
| Key Agency: Option 5 | |
| APC YTD New Business | $250,000 |
Note: National brokerages will qualify on an office-by-office basis. Wholesale brokers and premium generated through TDC Specialty Underwriters, Inc., are not eligible to participate in the Key Agency Program.
New business premium from the Hospitals Insurance Company (HIC) physician program will be credited toward earning Chairman’ Circle or Key Agency status. New business and inforce premium written through The Doctors Company will continue to qualify.
Hospital Professional Liability New Business Guidelines
Hospital professional liability (“HPL”) new business premium written on the paper of HIC, or underwritten by TDC Specialty Underwriters, Inc., (“TDCSU”) and issued by TDC Specialty Insurance Company (“TDCSI”) or TDC National Assurance Company (TDCNA”) in the state of New York, will be considered for the purpose of determining the eligibility for the Agent/Broker Travel Incentive, provided that for HPL premiums written through TDCSU, the agency/brokerage* must collectively have at least $1 million ($1,000,000) of inforce medical professional liability (“MPL”) insurance premium (i.e., physician, dentist, and advanced practice clinicians) on the paper of The Doctors Company and/or The Doctors Company Risk Retention Group (“RRG”), on the inception date that any new HPL business is issued by the applicable carrier in order for the HPL premiums to be considered for the purposes of determining eligibility for the Agent/Broker Travel Incentive. For the purposes of clarity, HPL premiums written outside the state of New York, regardless of carrier, will not qualify. In addition, this Agent/Broker Travel Incentive does not include renewal HPL premiums for the purposes of determining eligibility.
Notwithstanding the foregoing, neither wholesalers nor agents/brokers and/or agencies/brokerages not appointed by The Doctors Company to solicit business in the admitted market on behalf of The Doctors Company [via an Agency Agreement with The Doctors Company Insurance Services (“TDCIS”)] (collectively “Non-Appointed Producers”) will be eligible to add any HPL business for the purposes of determining eligibility for the Agent/Broker Travel Incentive.
Benefits
| Key Agency Program: Benefit Details | Chairman’s Circle | Key Agency |
| Special Chairman’s Circle listing on the Find an Agent webpage | x | |
| Special Key Agency listing on the Find an Agent webpage | x | |
| Special webpage with agency profile | x | |
| Tail Commission paid at the claims-made renewal commission rate | x | x |
| Key Agency Commission Incentive Program: 1 percent commission override on inforce premium if agency group achieves inforce premium retention target and/or 5 percent commission override if the agency group achieves new business target | x | x |
| Option for upfront remittance of annual commission upon first premium payment | x | x |
| $5,500 in co-op marketing funds that can be used to offset 50 percent of third-party expenses for approved marketing projects | x | |
| An additional $1,000 in co-op marketing funds that can be used to offset 100 percent of third-party expenses for approved marketing projects | x | |
| $3,500 in co-op marketing funds that can be used to offset 50 percent of third-party expenses for approved marketing projects | x | |
| Annual Agents Meeting: Travel stipend | x | x |
| Annual Agents Meeting: Invitation for an additional agent and spouse | x | |
| Annual Agents Meeting: Option for an additional night’s stay | x |
*Agency hereby agrees that its participation in the Program (including, for example, but not limited to its submission of business to The Doctors Company or its designee) is deemed to be an acceptance of all the terms of the Program as described herein and all prospective amendments thereto. In the event any disagreement should arise concerning any aspect of the Program including but not limited to the calculation of commissions related to the Program, such dispute shall be resolved in the reasonable discretion of The Doctors Company Insurance Services, and such decision shall be deemed to be final.