News at-a-Glance

AM Best Revises Outlooks to Positive for The Doctors Company and Subsidiaries

AM Best has revised the outlooks to positive from stable and affirmed The Doctors Company’s financial strength rating (FSR) of A (Excellent) and the long-term issuer credit rating (ICR) of "a+”. The positive outlooks, FSR of A, and long-term ICR of “a+” have been affirmed for The Doctors Company, an Interinsurance Exchange, and its core subsidiaries, which collectively comprise The Doctors Company Insurance Group. The FSR of A is assigned only to select companies with excellent ability to meet ongoing insurance obligations. The “a+” ICR is assigned to entities that have an excellent ability to meet their ongoing senior financial obligations.

With $7.8 billion in assets and over 97,000 members, The Doctors Company is a reliable partner and the strongest of any physician-owned insurer in the market. Your clients can count on us to have the power and financial resources to protect them today and for many years to come.

ProAssurance Acquisition Update

The Doctors Company’s acquisition of ProAssurance that was first announced in March 2025 will allow both organizations to continue to serve today’s healthcare practitioners with the necessary scale and breadth of capabilities.

Closing the transaction remains subject to approval from insurance regulators in the jurisdictions where ProAssurance has operating subsidiaries domiciled. To date, The Doctors Company has received final approval from insurance regulators in Alabama, the District of Columbia, Illinois, Missouri, and Vermont. Review of the proposed transaction by insurance regulators remains pending in California and Pennsylvania. The timing for completion of the pending reviews is uncertain and outside our control, but in light of progress made, we currently anticipate closing the transaction in the first half of 2026.

Deepika Srivastava Named 2026 Executive to Watch

We are pleased to announce that The Doctors Company Chief Operating Officer Deepika Srivastava, MBA, PMP, has been named a 2026 Risk & Insurance Executive to Watch.

Every year, Risk & Insurance highlights 11 executives from across the industry. This recognition not only celebrates Deepika's leadership and initiatives but also significantly raises The Doctors Company’s profile. With the average assets of the other companies on this list at $287 billion, the inclusion of Deepika and The Doctors Company elevates our stature and positions us firmly alongside the most influential leaders and companies in the industry.

APC Application Process Enhancements

We recently made improvements to the advanced practice clinician (APC) portal to make submitting new business and servicing your existing book of business faster and more efficient. The following updates to the guest checkout and signature processes are designed to make applying for coverage easier and less time-consuming for your clients.

Guest Checkout Process

Smoother transactions: Payments can now be completed without creating a member account, reducing barriers and streamlining the process from applicant to member.
Faster deals: The improved workflow helps APC transactions progress quickly and efficiently.

Simplified Signature Process

Intuitive signing: Applicants now only need to type their full name to sign documents, making the process simple and clear.
Time saving: Documents are signed and returned faster, reducing the overall processing time of the application.
Fewer support requests: You and your staff will spend less time answering questions about signing documents, freeing up your time.

Thank you for your continued partnership and valuable feedback as we evolve our platform. We are committed to providing you with the best tools to support your work and enhance the portal experience.

The Doctors Company Receives Datos Insights 2025 Impact Award for Insurance Innovation

The Doctors Company has received a 2025 Datos Insights Impact Award for Insurance Innovation. The awards program recognizes organizations that demonstrate excellence in implementing innovative technology solutions that drive measurable business results and industry leadership. The award highlights The Doctors Company’s success in translating a strong innovation culture into measurable impact, with employee-driven initiatives earning industry-wide recognition.

2025 Legislative Update: Healthcare Policy Changes Your Clients Should Know

TDC Group’s Government Relations team has tracked 7,138 healthcare public policy proposals nationwide this year on a wide variety of issues that can affect how your clients practice and the medical liability risks they face. Our team continues to advocate on pending legislation, prepare with coalitions for the 2026 legislative sessions, and engage in key judicial actions warranting an amicus curiae voice. We encourage you to learn the latest updates in our roundup of the most impactful legislation affecting healthcare liability in 2025, state by state, and share them with your respective clients.

Claim Frequency for Physician Malpractice Insurance Is Increasing

Healthcare tort reform in the early 2000s kept claim frequency for physician malpractice insurance flat for two decades. This year, however, The Doctors Company is seeing frequency creep up for the first time since those changes. Physicians’ insurers are struggling with the same loss inflation challenges as other liability peers. Robert E. White, Jr., President of The Doctors Company and TDC Group, discusses The Doctors Company’s latest study, “Nuclear Verdicts and Rising Costs: How Inflation Is Impacting Medical Malpractice Claims,” claims frequency and severity trends, and the importance of tort reform in a feature article by Insurance Insider that may be of interest to your clients and as talking points for your prospecting efforts.

Bob will also be presenting at a free virtual webinar, “Nuclear Verdicts & Rising Costs,” where he’ll discuss nuclear verdicts, social inflation, and how physicians can advocate for themselves and their profession in this evolving environment, on Wednesday, December 3, from noon to 1:00 PM (ET).

New Closed Claims Study for Your Ophthalmology Clients

Patients may experience a variety of complications from ophthalmologic procedures. We recently examined 490 closed malpractice claims between 2010 and 2024 to uncover the most common contributing factors behind ophthalmology-related lawsuits. Our new Ophthalmology Closed Claims Study draws on The Doctors Company’s distinctive dataset to offer evidence-based insights that support targeted improvements in patient safety and clinical outcomes.

Please share this valuable resource with your ophthalmology clients to help them implement risk mitigation strategies.

Updated Telehealth FAQs With New Information About Reimbursement Issues and the Shutdown

The telehealth landscape continues to evolve, with new impacts on prescribing and Medicare billing. With the government shutdown being the longest in U.S. history, we’ve updated our telehealth FAQs with the latest information to keep your clients informed about critical issues surrounding the use of telemedicine to help them protect their practice.

There’s Still Time to Schedule a Meeting With Us at the Cayman Captive Forum in December

Our admitted medical professional liability team will be at the Cayman Captive Forum 2025 / Insurance Managers Association of Cayman (IMAC) from December 2–4. If you are planning to be in Grand Cayman, we would like to meet with you and your customers and discuss exciting news from The Doctors Company and what we have planned for the new year. Representatives from our Business Development and Underwriting Departments will be available throughout the conference. To schedule a meeting, contact either National Business Development Vice President Bruce Anderson at (707) 226-0206 or banderson@thedoctors.com or Business Development Assistant Vice President Kendra Heredia at (512) 275-1851 or kheredia@thedoctors.com.

Agents and Brokers Meetings—Mark Your Calendars

The Doctors Company will be holding two Agents and Brokers Meetings in 2026. Be sure to reserve the following dates:

Our Virtual Agents and Brokers Meeting is open to all agents/brokers and will be held on Tuesday, March 3, when TDC Group Chairman and CEO Richard E. Anderson, MD, FACP, and Deepika Srivastava, MBA, PMP, Chief Operating Officer, will share 2025 results and marketplace insights. In addition, The Doctors Company Region II Regional Operating Officer and TDC Group Senior Vice President of Business Development Laura Kline, MBA, CPCU, CIC, will speak on business development accomplishments and agent/broker opportunities.
Our in-person Annual Agents and Brokers Meeting will take place at the Silverado Resort in Napa, California, from September 9–11. The event will be open to Chairman’s Circle and Key Agencies. The meeting will feature compelling presentations from company executives and industry experts. Agents/brokers are given the opportunity to network with their peers and TDC Group representatives, take part in leisurely activities such as wine tasting or golf, and enjoy a high-end dining experience.

Questions about either event or qualifying criteria to become a Chairman’s Circle or Key Agency may be directed to your Business Development representative or the Events Team at events@thedoctors.com.

Partner Education Series—Save the Dates

The Doctors Company is excited to announce that our Partner Education Series returns in 2026 (April 21–23). Our expansion of the series features shorter virtual sessions that give attendees the option to select the specialized topics of most interest to strengthen their professional development and relationship with The Doctors Company. The short format was well received last year, and we are pleased to offer both foundational sessions as well as additional key topics of interest to emerging professionals.

To give you a good sense of the topics covered, last year’s sessions included:

Introduction to The Doctors Company
Introduction to MPL
Online Submissions and Live Demos
Service Continuum: Client Handoffs from Patient Safety to Claims
Information Era: Differentiating Carrier Value
The Online Influence: Social Profiles and Strategic Partnerships

If your agency or brokerage has producers or account managers who are relatively new to The Doctors Company and TDC Group, or to MPL insurance, be sure to mark your calendars so they can plan to attend these informative presentations.

For more details, contact Kendra Heredia, Assistant Vice President, Business Development, at (512) 275-1851, or kheredia@thedoctors.com.

Use Co-op Funds for Your 2025–2026 Marketing Campaign

It’s midway through the usage period for your co-op funds. Chairman’s Circle and Key Agencies should take advantage of our beneficial Co-op Marketing Program and spend your co-op funds before they expire on June 30, 2026.

We are committed to helping you grow your book of business. Your co-op funds can significantly reduce the cost of purchasing promotional merchandise, marketing materials and direct mail campaigns, training for professional development, and hosting special events or sponsoring trade show booths. We can also create customized graphics for your agency/brokerage to use in print and digital advertising or help you build your social media presence.

Don’t let your 2025–2026 co-op funds go to waste—you have plenty of creative options to help promote The Doctors Company and your business. For questions related to usage, contact Johana Moreno, Events Management, at (800) 421-2368, extension 1415, or jmoreno@thedoctors.com.

CME and CE Courses for Your Clients to Meet Year-End Requirements

In case any of your clients still need to fulfill their continuing medical education (CME) or continuing education (CE) requirements for 2025, we offer an extensive selection of free online opportunities to earn CME or CE credits. They can take advantage of our complimentary on-demand courses to help them meet any licensure or certification requirements. For questions, contact our Patient Safety and Risk Management Department at (800) 421-2368 or educationsupport@thedoctors.com.