The Agent’s Advocate | September 2026

The Allure of Cernobbio: Splendor and Sweeping Views Ahead for Lake Como Trip Qualifiers

Important Note: We have retroactively (as of July 1, 2026) expanded our Lake Como qualifying criteria and are allowing all appointed agents/brokers for both The Doctors Company and ProAssurance to qualify based on eligible new business production generated across the combined organization.

While this September issue of The Agent’s Advocate is being delivered your inbox, the agents and brokers who qualified for our 2026 Greece trip are kicking back by their private plunge pools at the One&Only Aesthesis in Athens.

If your sales efforts didn’t quite make the cut for that travel incentive, no need to worry, because we are planning an epic trip to Lake Como, Italy, from September 26–30, 2027, for our current travel incentive. For qualifiers of the Lake Como travel incentive, La Dolce Vita Awaits, with a lavish four-night stay at the Villa d’Este in Cernobbio, a hub of prestige and luxury at the base of the majestic Mount Bisbino.

Cernobbio is a fascinating small town on Lake Como and has long been one of the most sophisticated travel destinations in the world. Since the early 20th century, it has earned its reputation as the preferred summer retreat for the elite families of Como and Milan. Its legacy is preserved today in the magnificent villas and lush botanical gardens that adorn the town, alongside a waterfront promenade flaunting elegant fountains, historic monuments, and breathtaking views.

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The history of Cernobbio can be traced all the way back to the 12th century, when the area was turned into a “castrum” (Roman for “campsite”) where a fishing community thrived. As the population grew, Cernobbio developed into a strategic junction between Como and the more remote parts of the lake, and eventually it became one of the wealthiest villages around. In fact, it was so affluent that during the Middle Ages, the village was controlled by a completely independent government and legislation.

In the 16th century, Cernobbio was impoverished due to several wars and raids. In the 18th century, the growing Italian bourgeoisie rediscovered Cernobbio as a scenic vacation spot that in the next century began transforming into the contemporary and opulent worldwide destination it is famously known as today.

The lakefront's ferry pier and promenade mark the entry point to the western shore for arriving visitors. From there, the town’s layout traces its own history with the name Cernobbio stemming from a 12th century Benedictine convent called “Coenobium” in the town center, early silk-era villas set back from the water, and the shoreline still functioning as the gateway it has been since Cernobbio first grew.

Taking a timeless, romantic stroll along the lakefront promenade is a must for anyone wishing to soak in Lake Como’s incredible natural beauty and serenity. Cernobbio’s promenade stretches far north and south from the town center and offers its most magical views early morning at sunrise, with a radiant golden view of the sun spreading its beams of light over the sparkling blue water. For the adventurous looking for different view vantage points, Cernobbio has walking trails along the botanical gardens of Il Giardino della Valle and a lovely hiking trail along parts of the Via dei Monti Lariani that traverses the hills between Cernobbio and neighboring Sorico.

While the waterfront and natural beauty surrounding the town is no doubt dazzling, the authentic soul of Cernobbio and its residents can be found within the quaint, narrow alleyways of its most ancient quarter. Tucked away in Tolomeo Gallio Square, just a short walk from the lake’s promenade, is the village’s original baroque-style parish church, Chiesa di S. Vincenzo, or the Church of San Vincenzo. A visit to this peaceful sanctuary will give you a glimpse into the humble local life and traditions that have been a mainstay in Cernobbio for centuries, which is juxtaposed by the grandeur of the lakeside villas.

The church's origin dates back to 1150, and some of the earliest writings describing it came from a pastoral visit of Bishop Niguarda that took place in 1593, which described the building as small and modest at the time, but noting the beautiful Processional Cross of 1500—a masterpiece built from goldsmith Francesco Ser Gregorio—that visitors can come and admire to this day.

As Cernobbio grew larger, the Romanesque church was rebuilt, between 1758 and 1775, and consecrated by Bishop Mugiasca. The striking red and white facade in Baroque style was done in 1861, resulting from donations of Monsignor Gianorini, a resident in Cernobbio.

After visiting this wonderful landmark, follow the winding cobblestone lanes that lead from the piazza into Cernobbio’s town center and you’ll encounter rows of soft, pastel-colored buildings, many of which are house cafés, trattorias and pizzerias, and independent boutiques and souvenir shops. Then, just south of the town center is the 19th-century Villa Erba, a sprawling lakeside mansion-turned-museum dedicated to Italian theater and cinema director Luchino Viscont, with a large formal garden where popular festivals and concerts on Lake Como are hosted.

North of Cernobbio’s town center is the crown jewel of the town where qualifiers of the 2026–2027 Agent/Broker Travel Incentive will be resting on their laurels: the world-renowned Villa d’Este.

The best way for you to see all that’s been described here and more is to double—or triple—your sales efforts now and build that book so you can see the unmatched beauty of Lake Como with your own two eyes. Don’t let this opportunity pass you by, and be sure to check out our expanded qualifying criteria to see what it takes to be eligible for the trip.


Legal Notice: Agents, brokers, agencies, and brokerages agree that their participation in the above-described Agent/Broker Travel Incentive is deemed to be an acceptance of all the terms herein as well as any reasonable amendments necessary to administer and manage such Agent/Broker Travel Incentive. In the event any dispute should arise concerning any aspect of the Agent/Broker Travel Incentive, such dispute shall be resolved in the sole and reasonable discretion of The Doctors Company. Wholesale brokers of The Doctors Company or TDC Specialty Underwriters are not eligible to participate in the Agent/Broker Travel Incentive.

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