Take the First Agent/Broker Quiz

The 2024–2025 Agent/Broker Travel Incentive started July 1. Get ahead of the competition to be eligible for the grand prize trip to the elegant Beau-Rivage Palace in Lausanne, Switzerland, by completing the first agent/broker quiz. One quiz is released each quarter, and you only have to answer three questions correctly for a perfect score on each quiz.

The quiz is now live. Be sure to take it by the deadline: September 30, 2024.

Take the Quiz

Quarterly Winner

Congratulations to Lee Newmark and Katie Wirth of Gallagher Healthcare Insurance Services as the quarterly winners of the 2023–2024 Agent/Broker Travel Incentive. In recognition of this achievement, Lee, Katie, and their team in Rolling Meadows, Illinois, were sent a Rome destination–themed gift basket.

Perfect Scorers

The individuals listed below achieved perfect scores on the fourth agent/broker quiz. Each perfect scorer was sent a $20 Starbucks gift card.

• Christey Beckert—Alera HPL Chicago
• Jason Shah—Alera HPL Chicago
• Alda Arato—Alliant Insurance Services, Inc.
• Colleen Heuer—Alliant Insurance Services, Inc.
• Jen Kilcooley—Alliant Insurance Services, Inc.
• AnnMarie Mastria—Alliant Insurance Services, Inc.
• Linda Scarrone—Alliant Insurance Services, Inc.
• Eileen Gorton—Archibald & Associates
• Melanie Hinckley—Archibald Insurance Center
• Gayle Turk—Argus Risk Advisors, A World Company
• Jack McClain—Arthur J. Gallagher Risk Management Services
• Cindy Powell—AssuredPartners NL, LLC
• Connie Sutton—ARCW Insurance
• Tara Wooten—ARCW Insurance
• Kris Bonner—AssuredPartners of Ohio, LLC
• Dan Reale—Aviso Insurance, LLC
• Kathy Alba—CBIZ Insurance Services Inc.
• Lizz Briscoe—CBIZ Insurance Services Inc.
• Tiana Loyd—CBIZ Insurance Services Inc.
• Jonathan Christy—CFS Dental Division LLC
• Tim Arnieri—Cunningham Group
• Cameron Detrich—Cunningham Group
• Carol Schmatz—Cunningham Group
• Jeff Diedrich—Diedrich Insurance Agency, LLC
• Cliff Hickam—Diedrich Insurance Agency, LLC
• Donna Ketring—Diedrich Insurance Agency, LLC
• Mindy Perkins—Diederich Insurance Agency, LLC
• Julie Sutton—Diederich Insurance Agency, LLC
• Christina Felice—Doctors First, Inc.
• Katie Stevenson—Doctors First, Inc.
• Kevin Myer—Dyste Williams Agency
• Matthew LeBlanc—Edgewood Partners Insurance Center (EPIC)
• Natalie Meyer—Edgewood Partners Insurance Center (EPIC)
• Diana Nodarse—Edgewood Partners Insurance Center (EPIC)
• Krista Vranich—Edgewood Partners Insurance Center (EPIC)
• Danielle Batista—FDA Services, Inc.
• Porschie Biggins—FDA Services, Inc.
• Maria Brooks—FDA Services, Inc.
• Kelly Dee—FDA Services, Inc.
• Marcia Dutton—FDA Services, Inc.
• Carol Gaskins—FDA Services, Inc.
• Jamie Idol—FDA Services, Inc.
• Allen Johnson—FDA Services, Inc.
• Maddie Lawrence—FDA Services, Inc.
• Carrie Millar—FDA Services, Inc.
• Holli Peddie—FDA Services, Inc.
• Davis Perkins—FDA Services, Inc.
• Tessa Pope—FDA Services, Inc.
• Liz Rich—FDA Services, Inc.
• Scott Ruthstrom—FDA Services, Inc.
• Karina Scoliere—FDA Services, Inc.
• Daniel Zottoli—FDA Services, Inc.
• Sid Callahan—Grady Professional Services, Inc.
• Mike Grady—Grady Professional Services, Inc.
• Simone Jabbour—Grady Professional Services, Inc.
• Laura McCaffrey—Grady Professional Services, Inc.
• Ging Stecki—HAUSER, Inc.
• Abi Brandenburg—HUB International Mid-Atlantic Inc.
• Sarah Dowell—HUB International Mid-Atlantic Inc.
• Janel Moyer—HUB International Mid-Atlantic Inc.
• Elizabeth Neff—HUB International Mid-Atlantic Inc.
• Keith Neff—HUB International Mid-Atlantic Inc.
• Karen Bright—HUB International New England LLC
• Bryanna Munoz—Inszone Insurance Services, LLC
• Randy Reinhart—Inszone Insurance Services, LLC
• Sara Speck—Inszone Insurance Services, LLC
• Mark Landers—J. Smith Lanier & Co., A Marsh & McLennan Agency LLC
• Laurie Diamond—Keane Insurance Group
• Jeffrey Hebenstreit—Keane Insurance Group
• Jessica Hoehn—Keane Insurance Group
• Hannah Hohimer—Keane Insurance Group
• Mark Steere—Keane Insurance Group
• Claire Farszmil—Lawley, LLC
• Lisa McMaster—Lockton Companies LLC
• Tiffany Zumwalt—Madeley & Company, Inc.
• Kristi Casale—Marsh USA Inc.
• Angie Nykamp—Marsh USA Inc.
• Lindsay Doernte—Medical Society of Virginia Insurance Agency
• Michelle Kiersarsky—Medical Society of Virginia Insurance Agency
• Wendy Mills—Medical Society of Virginia Insurance Agency
• Gregory Perkins—Medical Society of Virginia Insurance Agency
• Paul Robinson—Medical Society of Virginia Insurance Agency
• Cassie Russell—Medical Society of Virginia Insurance Agency
• Kiley Barz—Paris-Kirwan Associates Inc.
• Skip Pleninger—Paris-Kirwan Associates Inc.
• Alicia McCrandall—PFSI
• Julian McCrandall—PFSI
• Fatima Rodriguez—PFSI
• Vivian Tran—PFSI
• Regan Turner—PFSI
• Harriett Abo—Professional Casualty Corporation
• Didymaris Brahm—Professional Casualty Corporation
• Amy Share Brennan—Professional Casualty Corporation
• Tiffany Powell—Professional Casualty Corporation
• Laurie Gatton—Riggs, Counselman, Michaels & Downes, Inc.
• April Aiken—Risk Strategies Company
• Julie Danna—Risk Strategies Company
• William Gompers—Risk Strategies Company
• Lauren Methvin—Risk Strategies Company
• Traci Monaghen—Risk Strategies Company
• Kyla Murphy—Risk Strategies Company
• Tom Murphy—Risk Strategies Company
• Erin Nicklin—Risk Strategies Company
• Jennifer Richard—Risk Strategies Company
• Chris Zuccarini—Risk Strategies Company
• Bartley Miller—Sterling Seacrest Pritchard, Inc.
• John Miller—Sterling Seacrest Pritchard, Inc.
• Patricia Lawrence—Symphony Risk Solutions
• Kim Dilena—The Doctors of Northern California Insurance Agency
• Wendy Hewitt—The Somerset Group
• Jill Jelinek—The Somerset Group
• John Davidson—TriMountain Corporation
• Sharon Ruth—USI Insurance Services LLC
• Desiree Cenker—USI Insurance Services Northwest
• Laura Coombs—Willis Towers Watson Insurance Services West, Inc.
• Ayron Young—Willis Towers Watson Southeast, Inc.
• Daniel Mattioli—Woodruff Sawyer & Co.

Eligibility Requirements for the 2024–2025 Agent/Broker Travel Incentive

There are 10 spots guaranteed for agents and brokers. Any agency/brokerage* that writes $1,000,000 in new business from July 1, 2024, through June 30, 2025, will qualify for a spot for the grand prize vacation to the Beau-Rivage Palace in Lausanne, Switzerland. If 20 agents/brokers write $1,000,000 in new business, they will all attend.

New Business Guidelines

• The calculation of the $1,000,000 will only include new business that is submitted and written with an effective date, on or before June 30, 2025, and, for the purposes of clarity, new business submitted and written after June 30, 2025, shall not be counted toward the $1,000,000 even if such new business is back dated with an effective date on or before June 30, 2025. In such an instance, the new business will be credited toward any incentive program for the following year subject to the terms and conditions of any such incentive program(s).

• New business includes add-ons but excludes broker of records (BORs), tail premium, fronting, nonstandard physicians (formerly PULIC Program), and TDC Specialty Underwriters.

• New business premium for mid-term add-ons endorsed onto an existing policy is calculated on a prorated basis (the premium will not be annualized).

• New business policies and premium issued on a short-term basis will not be annualized.

• Auditable new business policies can affect new business premium calculation +/- and can carryover from the prior program year. 

• New business premium from the Hospitals Insurance Company (HIC) physician program will be credited toward earning the new business requirement. New business and premium retention written through The Doctors Company will continue to qualify.

Incentive Related to Certain New Business Hospital Professional Liability Premium

New business hospital professional liability (HPL) premium written on the paper of Hospitals Insurance Company, Inc., (HIC) or written through TDC Specialty Underwriters, Inc., (TDCSU) on the paper of TDC Specialty Insurance Company (TDCSI) or TDC National Insurance Company (TDCNA) may be included for the purposes of determining eligibility for Chairman’s Circle or Key Agent status as well as for the purpose of determining the eligibility for the Agent/Broker Travel Incentive, provided that the agent or broker has at least one million dollars ($1,000,000) of inforce medical professional liability (MPL) insurance premium (i.e., physician and advanced practice clinicians) on the paper of The Doctors Company and/or The Doctors Company Risk Retention Group (RRG) on the effective date that any HPL business is written.

Neither wholesalers nor agents/brokers and/or agencies/brokerages not appointed by The Doctors Company to solicit business in the admitted market on behalf of The Doctors Company [via an Agency Agreement with The Doctors Company Insurance Services (TDCIS)] will be eligible to add any HPL business for the purposes of determining eligibility for Chairman’s Circle or Key Agent status or to determine eligibility for the Agent/Broker Travel Incentive. In addition, no HPL premium shall count toward any minimum premium required by The Doctors Company pursuant to any incentive program that measures MPL premium.

Qualify for a Second Spot: Our qualifying criteria has been amended to add a second spot available, allowing grand prize winners to invite a second producer from their agency/brokerage and a guest to accompany them on the trip. To qualify for the second spot, agents/brokers must write $3 million in new business ($1 million for the first spot and $3 million total inforce new business for the second spot). If a single large account is written, the revenue for that account must be $5 million or greater (due to the increased risk of cancellation and possible acquisition or midyear migration to a self-insured program). These second spots are in addition to the 10 guaranteed spots.

The following combined scores will determine the winners of any remaining grand prize spots:

44 percent—New business production for the agency* from July 1, 2024, through June 30, 2025.

44 percent—Member retention ratio for the agency’s* inforce business with The Doctors Company as of the end of each quarter.

12 percent—Correct responses to four online agent quizzes† in future issues of The Agent’s Advocate newsletter.

*Based on individual agency location production/retention, as opposed to agency group production/retention.

†Only the first completed quiz per agent will be counted; however, there is no limit to the number of agents who can take the quiz. The quiz score that is recorded is the quiz with the highest number of correct answers per agency location.

Legal Notice: In the event any dispute should arise concerning any aspect of the 2024–2025 Agent/Broker Travel Incentive, such dispute shall be resolved by The Doctors Company. The decision as to any dispute concerning the Agent/Broker Travel Incentive shall rest in the sole discretion of The Doctors Company, and such decision shall be full, final, and not subject to any further review. Wholesale brokers of The Doctors Company and TDC Specialty Underwriters are not eligible to participate in the Agent/Broker Travel Incentive.