Take the Fourth Agent/Broker Quiz

The end of the qualifying period for the 2023–2024 Agent/Broker Travel Incentive is rapidly approaching. Results of the Agent/Broker Travel Incentive are often close, so taking the quizzes can separate you from the competition.

The fourth quiz is now live. Be sure to take it by the deadline: June 30, 2024.

TAKE THE QUIZ

Quarterly Winner

Congratulations to Christian Chivaroli of Chivaroli & Associates, Inc. as the quarterly winner of the 2023–2024 Agent/Broker Travel Incentive. In recognition of this achievement, Christian and the team in Westlake Village, California, were sent a Rome, Italy, destination–themed gift basket.

Perfect Scorers

The individuals listed below achieved perfect scores on the third agent/broker quiz. Each perfect scorer was sent a $20 Starbucks gift card.

• Christey Beckert—Alera HPL Chicago
• Jason Shah—Alera HPL Chicago
• Dean Schink—Alera HPL – Milford
• Colleen Heuer—Alliant Insurance Services, Inc.
• Sandra Kaplan—Alliant Insurance Services, Inc.
• AnnMarie Mastria—Alliant Insurance Services, Inc.
• Marie Thrunk—Alliant Insurance Services, Inc.
• Eileen Gorton—Archibald & Associates
• Melanie Hinckley—Archibald Insurance Center
• Connie Sutton—ARCW Insurance
• Tara Wooten—ARCW Insurance
• Neil Graham—Argus Risk Advisors, A World Company
• Gayle Turk—Argus Risk Advisors, A World Company
• Jack McClain—Arthur J. Gallagher Risk Management Services
• Cindy Powell—AssuredPartners NL, LLC
• Kris Bonner—AssuredPartners of Ohio, LLC
• Dan Reale—Aviso Insurance, LLC
• Megan Geider—Bell Insurance, Inc.
• Jacqueline Gaulin—CAC Specialty
• Kathy Alba—CBIZ Insurance Services Inc.
• Lizz Briscoe—CBIZ Insurance Services Inc.
• Jack Guzman—CBIZ Insurance Services Inc.
• Bethany Brown—CLS Healthcare Liability Specialists, an Alera Group Company
• Tim Arnieri—Cunningham Group
• Janys Schomer—Cunningham Group
• Jeff Diedrich—Diedrich Insurance Agency, LLC
• Cliff Hickam—Diedrich Insurance Agency, LLC
• Donna Ketring—Diedrich Insurance Agency, LLC
• Melinda Perkins—Diederich Insurance Agency, LLC
• Sharie Castle—Doctors First, Inc.
• Christina Felice—Doctors First, Inc.
• Katie Stevenson—Doctors First, Inc.
• Matthew LeBlanc—Edgewood Partners Insurance Center (EPIC)
• Natalie Meyer—Edgewood Partners Insurance Center (EPIC)
• Diana Nodarse—Edgewood Partners Insurance Center (EPIC)
• Krista Vranich—Edgewood Partners Insurance Center (EPIC)
• Danielle Batista—FDA Services, Inc.
• Porschie Biggins—FDA Services, Inc.
• Maria Brooks—FDA Services, Inc.
• Kelly Dee—FDA Services, Inc.
• Marcia Dutton—FDA Services, Inc.
• Carol Gaskins—FDA Services, Inc.
• Jamie Idol—FDA Services, Inc.
• Allen Johnson—FDA Services, Inc.
• Maddie Lawrence—FDA Services, Inc.
• Carrie Millar—FDA Services, Inc.
• Holli Peddie—FDA Services, Inc.
• Davis Perkins—FDA Services, Inc.
• Liz Rich—FDA Services, Inc.
• Scott Ruthstrom—FDA Services, Inc.
• Karina Scoliere—FDA Services, Inc.
• Abigail Barrette—Fisher Brown Insurance
• John Backer—Gracey-Backer, Inc.
• Jeanine Caruso—Gracey-Backer, Inc.
• Sid Callahan—Grady Professional Services, Inc.
• Mike Grady—Grady Professional Services, Inc.
• Simone Jabbour—Grady Professional Services, Inc.
• Laura McCaffrey—Grady Professional Services, Inc.
• Ging Stecki—HAUSER, Inc.
• Natalie Pool—HUB International Mid-America
• Abi Brandenburg—HUB International Mid-Atlantic Inc.
• Sarah Dowell—HUB International Mid-Atlantic Inc.
• Janel Moyer—HUB International Mid-Atlantic Inc.
• Keith Neff—HUB International Mid-Atlantic Inc.
• Liz Neff—HUB International Mid-Atlantic Inc.
• Karen Bright—HUB International New England LLC
• Bill Rush—Insurance Office of America, Inc.
• Randy Reinhart—Inszone Insurance Services, LLC
• Lisa McMaster—Lockton Companies LLC
• Tiffany Zumwalt—Madeley & Company, Inc.
• Kristi Casale—Marsh USA Inc.
• Oscar Ima—Marsh USA Inc.
• Angela Nykamp—Marsh USA Inc.
• Madelyn Hauck—Medical Society of Virginia Insurance Agency
• Michelle Kiersarsky—Medical Society of Virginia Insurance Agency
• Wendy Mills—Medical Society of Virginia Insurance Agency
• Gregory Perkins—Medical Society of Virginia Insurance Agency
• Cassie Russell—Medical Society of Virginia Insurance Agency
• Max Schloemann—MEDPLI Insurance Services, LLC
• Kiley Barz—Paris-Kirwan Associates Inc.
• Skip Pleninger—Paris-Kirwan Associates Inc.
• Alicia McCrandall—PFSI
• Julian McCrandall—PFSI
• Kelly Muse—PFSI
• Fatima Rodriguez—PFSI
• Regan Turner—PFSI
• Cindy Brandtjen—PriMed Consulting
• Tammy Dahm—PriMed Consulting
• Harriett Abo—Professional Casualty Corporation
• Didymaris Brahm—Professional Casualty Corporation
• Amy Share Brennan—Professional Casualty Corporation
• Amber McCloud—Professional Casualty Corporation
• April Aiken—Professional Risk Associates, Inc.
• Katheryn McMillen—Professional Risk Associates, Inc.
• Jennifer Richard—Professional Risk Associates, Inc.
• Laurie Gatton—Riggs, Counselman, Michaels & Downes, Inc.
• Maggie Brinker—Risk Strategies Company
• Julie Danna—Risk Strategies Company
• Bill Gompers—Risk Strategies Company
• Matt Gracey—Risk Strategies Company
• Justine Holdtz—Risk Strategies Company
• Ilene Mercier—Risk Strategies Company
• Jamie Moreau—Risk Strategies Company
• Tom Murphy—Risk Strategies Company
• Erin Nicklin—Risk Strategies Company
• Meghan Speerly—Risk Strategies Company
• Regina Wintz—Risk Strategies Company
• Chris Zuccarini—Risk Strategies Company
• Kim Dilena—The Doctors of Northern California Insurance Agency
• Kay Isola—The Doctors of Northern California Insurance Agency
• Jessica Hoehn—The Keane Insurance Group
• Wendy Hewitt—The Somerset Group
• Jill Jelinek—The Somerset Group
• John Davidson—TriMountain Corporation
• Sharon Ruth—USI Insurance Services LLC
• Laura Coombs—Willis Towers Watson Insurance Services West, Inc.
• Kenneth White—Willis Towers Watson Southeast, Inc.
• Ayron Young—Willis Towers Watson Southeast, Inc.
• Daniel Mattioli—Woodruff Sawyer & Co.

Eligibility Requirements for the 2023–2024 Agent/Broker Travel Incentive

There are 10 spots guaranteed for agents and brokers. Any agency/brokerage* that writes $1,000,000 in new business from July 1, 2023, through June 30, 2024, will win a guaranteed spot for the grand prize vacation to the Hotel Hassler Roma in Rome, Italy. If 20 agents/brokers write $1,000,000 in new business, they will all attend.

New Business Guidelines

• The calculation of the $1,000,000 will only include new business that is submitted and written with an effective date, on or before June 30, 2024, and, for the purposes of clarity, new business submitted and written after June 30, 2024, shall not be counted toward the $1,000,000 even if such new business is back dated with an effective date on or before June 30, 2024. In such an instance, the new business will be credited toward any incentive program for the following year subject to the terms and conditions of any such incentive program(s).

• New business includes add-ons but excludes broker of records (BORs), tail premium, fronting, nonstandard physicians (formerly PULIC Program), and TDC Specialty Underwriters.

• New business premium for mid-term add-ons endorsed onto an existing policy is calculated on a prorated basis (the premium will not be annualized). 

• New business policies and premium issued on a short-term basis will not be annualized.

• Auditable new business policies can affect new business premium calculation +/- and can carryover from the prior program year.

• New business premium from the Hospitals Insurance Company (HIC) physician program will be credited toward earning the new business requirement. New business and premium retention written through The Doctors Company will continue to qualify.

NEW: Medical Advantage Referral Program New Business Revenue No Longer Applies Beginning May 1, 2024

Qualified new business revenue generated through the Medical Advantage referral program prior to May 1, 2024, will be prorated to apply to the 2023–2024 Agent/Broker Travel Incentive and the Key Agency Program qualifications ending June 30, 2024.

Any new business revenue generated through the Medical Advantage referral program after May 1, 2024, will not apply to the 2023–2024 Agent/Broker Travel Incentive or the Key Agency Program.

Incentive Related to Certain Hospital Professional Liability Premium

Beginning July 1, 2023, hospital professional liability (HPL) premium written on the paper of Hospitals Insurance Company, Inc., (HIC) or written through TDC Specialty Underwriters, Inc., (TDCSU) on the paper of TDC Specialty Insurance Company (TDCSI) or TDC National Insurance Company (TDCNA) may be included for the purposes of determining eligibility for Chairman’s Circle or Key Agent status as well as for the purpose of determining the eligibility for the Agent/Broker Travel Incentive, provided that the agent or broker has at least one million dollars ($1,000,000) of inforce medical professional liability (MPL) insurance premium (i.e., physician and advanced practice clinicians) on the paper of The Doctors Company and/or The Doctors Company Risk Retention Group (RRG) on the effective date that any HPL business is written.

Neither wholesalers nor agents/brokers and/or agencies/brokerages not appointed by The Doctors Company to solicit business in the admitted market on behalf of The Doctors Company [via an Agency Agreement with The Doctors Company Insurance Services (TDCIS)] will be eligible to add any HPL business for the purposes of determining eligibility for Chairman’s Circle or Key Agent status or to determine eligibility for the Agent/Broker Travel Incentive. In addition, no HPL premium shall count toward any minimum premium required by The Doctors Company pursuant to any incentive program that measures MPL premium.

Qualify for a Second Spot: Our qualifying criteria has been amended to add a second spot available, allowing grand prize winners to invite a second producer from their agency/brokerage and a guest to accompany them on the trip. To qualify for the second spot, agents/brokers must write $3 million in new business ($1 million for the first spot and $3 million total inforce new business for the second spot). If a single large account is written, the revenue for that account must be $5 million or greater (due to the increased risk of cancellation and possible acquisition or midyear migration to a self-insured program). These second spots are in addition to the 10 guaranteed spots.

The following combined scores will determine the winners of any remaining grand prize spots:

44 percent—New business production for the agency* from July 1, 2023, through June 30, 2024.

44 percent—Member retention ratio for the agency’s* inforce business with The Doctors Company as of the end of each quarter.

12 percent—Correct responses to four online agent quizzes^† in future issues of The Agent’s Advocate newsletter.

*Based on individual agency location production/retention, as opposed to agency group production/retention.

†Only the first completed quiz per agent will be counted; however, there is no limit to the number of agents who can take the quiz. The quiz score that is recorded is the quiz with the highest number of correct answers per agency location.

Legal Notice: In the event any dispute should arise concerning any aspect of the 2023–2024 Agent/Broker Travel Incentive, such dispute shall be resolved by The Doctors Company. The decision as to any dispute concerning the Agent/Broker Travel Incentive shall rest in the sole discretion of The Doctors Company, and such decision shall be full, final, and not subject to any further review. Wholesale brokers of The Doctors Company and TDC Specialty Underwriters are not eligible to participate in the Agent/Broker Travel Incentive.