Alabama Highlights

Additional State Highlights

• Claims-made coverage
• Claims-free credit of up to 25 percent for eligible members
• Free retirement tail coverage for qualified members
• Effective October 1, 2024, Alabama Senate Bill 72–Off-Label Medical Treatment: Neither the Alabama State Medial Board or the Alabama State Medical Licensure Commission may take adverse action(s) against a physician's license based solely on his or her recommended or prescribed off-label medical treatment, unless the physician's recommended or prescribed off-label medical treatment presents a threat of significant harm to his or her patients or to the general public
• Last Alabama rate filing: 1/1/2025

Market share is based on Physicians and Surgeons business out of total Medical Professional Liability from annual report, supplement A to schedule T. This excludes Hospitals, Other Health Care Professionals, and Other Health Care Facilities. The direct premiums written used to calculate market share is provided by S&P Capital, a provider of news, financial data, and analysis. Companies and groups of companies are based on S&P Capital’s interpretation of annual report data provided by the NAIC. CAP-MPT and TMLT data comes directly from company printed annual reports. Excludes US territories. All TDC figures are from 2024 year-end data and include TDC, TDCSI, TDCRRG, TDCNA, and HRA (HIC).