Workers’ compensation delivers protection if an employee is injured on the job.
Mitigate the financial consequences of workplace accidents. Workers’ compensation insurance covers expenses if employees sustain injuries in the workplace—or anywhere else while working—due to accidents, violence, or natural disasters. It also covers certain illnesses and occupational diseases contracted as a result of employment.
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When these events occur, workers’ compensation pays injured employees’ medical expenses, which may include prescriptions, physical therapy, and rehabilitative services. This coverage also provides partial wage replacement to employees injured on the job, and it protects employers from lawsuits filed by injured employees.
Depending on your organization’s complexity, coverage needs, and eligibility, we can incorporate valuable tools into your insurance program, including exclusive workers’ compensation cost-control services.
Products offered through our wholly owned subsidiary, The Doctors Company Insurance Services (CA #0677182). All policy provisions are subject to regulatory and underwriting approval and vary by state. You should consult your representative regarding specific policy provisions. This product is designed for doctors in solo and small group practices. For our largest groups and institutional customers, custom workers’ compensation coverage is available.