Financial Strength
The Doctors Company has always been guided by a fundamental belief: that the practice of good medicine should be advanced, protected, and rewarded. Our financial success has been built on a conservative business philosophy designed to fully empower this mission. For this reason, and many others, we are the nation's largest physician-owned medical malpractice insurer, giving us the power and financial resources necessary to protect our members today and for many years to come.
Financial Strength Ratings
A (Excellent) AM Best
A (Strong) Fitch Ratings
Financial Highlights
Download 2019 financial facts, performance, and results
$5.9B
assets
Unrivaled financial
strength and backing
for our members
80K
members
We’re the nation’s largest
physician-owned medical
malpractice insurer
$2.2B
member
surplus
Strongest of any national
physician-owned
medical liability carrier
| (Dollars in Thousands) | |
| Total Assets | $5,886,000 |
| Loss Reserves | $2,756,000 |
| Direct Premiums Written | $1,015,000 |
| Net Premiums Earned | $898,000 |
| Policyholders' Surplus | $2,206,000 |
| Number of Insured Members | 80,000 |
0.42:1
Written Premium-to-Surplus Ratio
This ratio, based on net written premium, is a measure of our financial strength. Industry standards prescribe a ratio no higher than 3.0:1.
1.25:1
Reserves-to-Surplus Ratio
This ratio is a measure of our financial stability. Industry standards prescribe a ratio no higher than 4.0:1.
