Massachusetts Highlights

Additional State Highlights

• Coverage options: Claims-made (with prepaid tail option) and occurrence
• Claims-free credit of up to 20 percent for eligible members
• The "take all comers" rule requires that every medical malpractice insurer licensed in Massachusetts must make available to every healthcare provider, as defined by statute, every category of primary medical malpractice insurance coverage offered by the insurer
• Last Massachusetts rate filing: 10/1/2024

Market share is based on Physicians and Surgeons business out of total Medical Professional Liability from annual report, supplement A to schedule T. This excludes Hospitals, Other Health Care Professionals, and Other Health Care Facilities. The direct premiums written used to calculate market share is provided by S&P Capital, a provider of news, financial data, and analysis. Companies and groups of companies are based on S&P Capital’s interpretation of annual report data provided by the NAIC. CAP-MPT and TMLT data comes directly from company printed annual reports. Excludes US territories. All TDC figures are from 2024 year-end data and include TDC, TDCSI, TDCRRG, TDCNA, and HRA (HIC).