Montana Highlights

Additional State Highlights

• Claims-made coverage
• Free tail coverage upon retirement for qualified members
• Claims free credit of up to 17.5 percent for eligible members
• Several cases challenging the constitutionality of medical professional liability damage caps were settled
• Last Montana rate filing: 2/1/2025

Market share is based on Physicians and Surgeons business out of total Medical Professional Liability from annual report, supplement A to schedule T. This excludes Hospitals, Other Health Care Professionals, and Other Health Care Facilities. The direct premiums written used to calculate market share is provided by S&P Capital, a provider of news, financial data, and analysis. Companies and groups of companies are based on S&P Capital’s interpretation of annual report data provided by the NAIC. CAP-MPT and TMLT data comes directly from company printed annual reports. Excludes US territories. All TDC figures are from 2024 year-end data and include TDC, TDCSI, TDCRRG, TDCNA, and HRA (HIC).