Take the Third Agent/Broker Quiz

Get ahead of the competition to win the 2023–2024 Agent/Broker Travel Incentive grand prize trip to the Hotel Hassler Roma in Rome, Italy, by taking the four online agent quizzes. One quiz is released each quarter, and you only need to answer three questions per quiz. Results of the contest are often close, so taking each quiz can make the difference.

The third quiz is now live. Be sure to take it by the deadline: March 31, 2024.

TAKE THE QUIZ

Quarterly Winner

Congratulations to Nelson Guzman of CBIZ Insurance Services Inc. as the quarterly winner of the 2023–2024 Agent/Broker Travel Incentive. In recognition of this achievement, Nelson and the team in Alpharetta, Georgia, were sent a Rome destination–themed gift basket.

Perfect Scorers

The individuals listed below achieved perfect scores on the second agent/broker quiz. Each perfect scorer was sent a Starbucks gift card.

Christey Beckert—Alera HPL Chicago
Brian Lynch—Alliant Insurance Services, Inc.
AnnMarie Mastria—Alliant Insurance Services, Inc.
Linda Scarrone—Alliant Insurance Services, Inc.
Sherry Souders—Alliant Insurance Services, Inc.
Marie Thrunk—Alliant Insurance Services, Inc.
Eileen Gorton—Archibald & Associates
Melanie Hinckley—Archibald Insurance Center
Connie Sutton—ARCW Insurance
Tara Wooten—ARCW Insurance
Neil Graham—Argus Risk Advisors, A World Company
Gayle Turk—Argus Risk Advisors, A World Company
Jack McClain—Arthur J. Gallagher Risk Management Services
Jackey Timman—Associated Insurance Consultants
Cindy Powell—AssuredPartners NL, LLC
Kris Bonner—AssuredPartners of Ohio, LLC
Dan Reale—Aviso Insurance, LLC
Megan Geider—Bell Insurance, Inc.
Kathy Alba—CBIZ Insurance Services Inc.
Lizz Briscoe—CBIZ Insurance Services Inc.
Jillian Cawley—CBIZ Insurance Services Inc.
Beth Brown—CLS Healthcare Specialists
Tim Arnieri—Cunningham Group
Cameron Detrich—Cunningham Group
Jeff Diedrich—Diedrich Insurance Agency, LLC
Cliff Hickam—Diedrich Insurance Agency, LLC
Donna Ketring—Diedrich Insurance Agency, LLC
Mindy Perkins—Diederich Insurance Agency, LLC
Sharie Castle—Doctors First, Inc.
Christina Felice—Doctors First, Inc.
Katie Stevenson—Doctors First, Inc.
Kevin Myer—Dyste Williams Agency
Matthew LeBlanc—Edgewood Partners Insurance Center (EPIC)
Diana Nodarse—Edgewood Partners Insurance Center (EPIC)
Lisa Poduje—Edgewood Partners Insurance Center (EPIC)
Cory Shane—Edgewood Partners Insurance Center (EPIC)
Krista Vranich—Edgewood Partners Insurance Center (EPIC)
Danielle Batista—FDA Services, Inc.
Porschie Biggins—FDA Services, Inc.
Kelly Dee—FDA Services, Inc.
Marcia Dutton—FDA Services, Inc.
Carol Gaskins—FDA Services, Inc.
Jamie Idol—FDA Services, Inc.
Allen Johnson—FDA Services, Inc.
Maddie Lawrence—FDA Services, Inc.
Carrie Millar—FDA Services, Inc.
Holli Peddie—FDA Services, Inc.
Davis Perkins—FDA Services, Inc.
Tessa Pope—FDA Services, Inc.
Liz Rich—FDA Services, Inc.
Scott Ruthstrom—FDA Services, Inc.
Karina Scoliere—FDA Services, Inc.
Daniel Zottoli—FDA Services, Inc.
Abigail Barrette—Fisher Brown Insurance
Barbara Backer—Gracey-Backer, Inc.
Jeanine Caruso—Gracey-Backer, Inc.
Sid Callahan—Grady Professional Services, Inc.
Mike Grady—Grady Professional Services, Inc.
Simone Jabbour—Grady Professional Services, Inc.
Laura McCaffrey—Grady Professional Services, Inc.
Pamela Lawlor—HAUSER, Inc.
Ging Stecki—HAUSER, Inc.
Kris Spaeth—Higginbotham Insurance Agency, Inc.
Jennifer Paxson—HUB International Insurance Services, Inc.
Chance Besenyi—HUB International Mid-America
Natalie Pool—HUB International Mid-America
Abi Brandenburg—HUB International Mid-Atlantic Inc.
Sarah Dowell—HUB International Mid-Atlantic Inc.
Janel Moyer—HUB International Mid-Atlantic Inc.
Keith Neff—HUB International Mid-Atlantic Inc.
Peter Reilly—HUB International Northeast Limited
Bill Rush—Insurance Office of America, Inc.
Randy Reinhart—Inszone Insurance Services, LLC
Cameron McGowens—James + Gable Insurance Brokers
Claire Farszmil—Lawley, LLC
Matthew Morris—LP Insurance Services
Robert Adamson—Lumbra Risk Advisors, LLC
Tiffany Zumwalt—Madeley & Company, Inc.
Kristi Casale—Marsh USA Inc.
Oscar Ima—Marsh USA Inc.
Lindsay Doernte—Medical Society of Virginia Insurance Agency
Michelle Kiersarsky—Medical Society of Virginia Insurance Agency
Wendy Mills—Medical Society of Virginia Insurance Agency
Gregory Perkins—Medical Society of Virginia Insurance Agency
Paul Robinson—Medical Society of Virginia Insurance Agency
Cassie Russell—Medical Society of Virginia Insurance Agency
Max Schloemann—MEDPLI Insurance Services, LLC
Kelly Blackburn—MSMS Physicians Insurance Agency
Kiley Barz—Paris-Kirwan Associates Inc.
Skip Pleninger—Paris-Kirwan Associates Inc.
Harriet Abo—Professional Casualty Corporation
Diane Bally—Professional Casualty Corporation
Didymaris Brahm—Professional Casualty Corporation
Rutendo Munjeri—PFSI
Kelly Muse—PFSI
Tammy Dahm—PriMed Consulting
Amy Brennan—Professional Casualty Corporation
Amber McCloud—Professional Casualty Corporation
Julian McCrandall—Professional Financial Specialists, Inc.
Vivian Tran—Professional Financial Specialists, Inc.
Regan Turner—Professional Financial Specialists, Inc.
Greg Bellamy—Professional Insurance Plans Inc.
April Aiken—Professional Risk Associates, Inc.
Jennifer Richard—Professional Risk Associates, Inc.
Maggie Brinker—Risk Strategies Company
Julie Danna—Risk Strategies Company
Matthew Gracey—Risk Strategies Company
Bill Gompers—Risk Strategies Company
Erin Nicklin—Risk Strategies Company
Ilene Mercier—Risk Strategies Company
Tom Murphy—Risk Strategies Company
Laura Reed—Risk Strategies Company
Regina Wintz—Risk Strategies Company
Chris Zuccarini—Risk Strategies Company
James Nelson—R.T. Nelson Risk Services
Ann Geisler—Southern Cross Insurance Solutions
Tim Finger—Southpoint Insurance Agency, Inc.
Bartley Miller—Sterling Seacrest Pritchard, Inc.
John Miller—Sterling Seacrest Pritchard, Inc.
Cruz Perez—The Doctors Insurance Agency
Kim Dilena—The Doctors of Northern California Insurance Agency
Kay Isola—The Doctors of Northern California Insurance Agency
Brian Dames—The Keane Insurance Group
Laurie Diamond—The Keane Insurance Group
Jeffrey Hebenstreit—The Keane Insurance Group
Jessica Hoehn—The Keane Insurance Group
Hannah Hohimer—The Keane Insurance Group
Stacey Kurtz—The Keane Insurance Group
Mary Mager—The Keane Insurance Group
Amanda McDaniel-Auth—The Keane Insurance Group
Karen Osburg—The Keane Insurance Group
Jo Richardson—The Keane Insurance Group
Mark Steere—The Keane Insurance Group
Ken Finlay—The Somerset Group
Jill Jelinek—The Somerset Group
Sharon Ruth—USI Insurance Services LLC
Laura Coombs—Willis Towers Watson Insurance Services West, Inc.
Kenneth White—Willis Towers Watson Southeast, Inc.
Ayron Young—Willis Towers Watson Southeast, Inc.
Daniel Mattioli—Woodruff Sawyer & Co.

Eligibility Requirements for the 2023–2024 Agent/Broker Travel Incentive

There are 10 spots guaranteed for agents and brokers. Any agency/brokerage* that writes $1,000,000 in new business from July 1, 2023, through June 30, 2024, will win a guaranteed spot for the grand prize vacation to the Hotel Hassler Roma in Rome, Italy. If 20 agents/brokers write $1,000,000 in new business, they will all attend.

New Business Guidelines

The calculation of the $1,000,000 will only include new business that is submitted and written with an effective date, on or before June 30, 2024, and, for the purposes of clarity, new business submitted and written after June 30, 2024, shall not be counted toward the $1,000,000 even if such new business is back dated with an effective date on or before June 30, 2024. In such an instance, the new business will be credited toward any incentive program for the following year subject to the terms and conditions of any such incentive program(s).

New business includes add-ons but excludes broker of records (BORs), tail premium, fronting, nonstandard physicians (formerly PULIC Program), and TDC Specialty Underwriters.

New business premium for mid-term add-ons endorsed onto an existing policy is calculated on a prorated basis (the premium will not be annualized).

New business policies and premium issued on a short-term basis will not be annualized.

Auditable new business policies can affect new business premium calculation +/- and can carryover from the prior program year.

New business premium from the Hospitals Insurance Company (HIC) physician programand revenue generated through the Medical Advantage referral program will be credited toward earning the new business requirement. New business and premium retention written through The Doctors Company will continue to qualify.

Additional Incentives

As an added incentive, the first $100,000 of revenue generated from the Medical Advantage referral program will include a revenue multiplier of two times the value.

For example:

The first $100,000 of collected revenue shall equal two times, or $200,000, for the purposes of calculating progress for achieving the new business goal.

All revenue above the first $100,000 shall be included, but without the multiplier.

Incentive Related to Certain Hospital Professional Liability Premium

Beginning July 1, 2023, hospital professional liability (HPL) premium written on the paper of Hospitals Insurance Company, Inc., (HIC) or written through TDC Specialty Underwriters, Inc., (TDCSU) on the paper of TDC Specialty Insurance Company (TDCSI) or TDC National Insurance Company (TDCNA) may be included for the purposes of determining eligibility for Chairman’s Circle or Key Agent status as well as for the purpose of determining the eligibility for the Agent/Broker Travel Incentive, provided that the agent or broker has at least one million dollars ($1,000,000) of inforce medical professional liability (MPL) insurance premium (i.e., physician and advanced practice clinicians) on the paper of The Doctors Company and/or The Doctors Company Risk Retention Group (RRG) on the effective date that any HPL business is written.

Neither wholesalers nor agents/brokers and/or agencies/brokerages not appointed by The Doctors Company to solicit business in the admitted market on behalf of The Doctors Company [via an Agency Agreement with The Doctors Company Insurance Services (TDCIS)] will be eligible to add any HPL business for the purposes of determining eligibility for Chairman’s Circle or Key Agent status or to determine eligibility for the Agent/Broker Travel Incentive. In addition, no HPL premium shall count toward any minimum premium required by The Doctors Company pursuant to any incentive program that measures MPL premium.

Qualify for a Second Spot: Our qualifying criteria has been amended to add a second spot available, allowing grand prize winners to invite a second producer from their agency/brokerage and a guest to accompany them on the trip. To qualify for the second spot, agents/brokers must write $3 million in new business ($1 million for the first spot and $3 million total inforce new business for the second spot). If a single large account is written, the revenue for that account must be $5 million or greater (due to the increased risk of cancellation and possible acquisition or midyear migration to a self-insured program). These second spots are in addition to the 10 guaranteed spots.

The following combined scores will determine the winners of any remaining grand prize spots:

44 percent—New business production for the agency* from July 1, 2023, through June 30, 2024.

44 percent—Member retention ratio for the agency’s* inforce business with The Doctors Company as of the end of each quarter.

12 percent—Correct responses to four online agent quizzes^† in future issues of The Agent’s Advocate newsletter.

*Based on individual agency location production/retention, as opposed to agency group production/retention.

†Only the first completed quiz per agent will be counted; however, there is no limit to the number of agents who can take the quiz. The quiz score that is recorded is the quiz with the highest number of correct answers per agency location.

Legal Notice: In the event any dispute should arise concerning any aspect of the 2023–2024 Agent/Broker Travel Incentive, such dispute shall be resolved by The Doctors Company. The decision as to any dispute concerning the Agent/Broker Travel Incentive shall rest in the sole discretion of The Doctors Company, and such decision shall be full, final, and not subject to any further review. Wholesale brokers of The Doctors Company and TDC Specialty Underwriters are not eligible to participate in the Agent/Broker Travel Incentive.