Founded and led by physicians, The Doctors Company is the only carrier able to relentlessly advance, protect, and reward the practice of good medicine with national resources and California expertise. The Doctors Company offers comprehensive, non-assessable risk solutions for practices of all sizes—from medical and dental solo practitioners to the largest multispecialty, multistate groups, healthcare systems, and hospitals.
Superior Financial Strength Ensures Stable Rates and Industry-Leading Protection
With over $6.9 billion in assets and rated A by AM Best Company and Fitch Ratings, we have the financial strength to protect our members today and tomorrow. The Doctors Company is the nation’s largest physician-owned medical malpractice insurer, protecting 89,000 doctors nationwide—including 20,000 members in California.
At The Doctors Company, our members don't have to compete with shareholders' interests, and our superior financial strength helps keep our rates stable. Our policies are non-assessable, which means our members can never be asked to pay additional premiums amounts to cover past company losses when reserves have proven to be inadequate.
As healthcare delivery continues to undergo unprecedented change, it’s more important than ever to have a strong, trusted partner that helps doctors focus on what they do best—delivering care.
Free Tail Coverage
After continuous years of being insured by The Doctors Company, members receive free tail coverage upon retirement or in the event of disability or death.
Specialty-Specific Premium Credits and Discounts
For members who demonstrate a strong commitment to their specialty, we go above and beyond by offering premium credits and discounts.
We're proud to be the Exclusive Medical Professional Liability Insurance Company Corporate Sponsor for California Medical Association and endorsed by Central Coast Medical Association, Orange County Medical Association, San Diego County Medical Society, Ventura County Medical Association and California Association of Oral & Maxillofacial Surgeons, as well as many other state and national organizations.
The Tribute Plan
We believe that doctors deserve more than a little gratitude for a career spent practicing good medicine. That’s why we created the Tribute® Plan in 2007—to reward members for their loyalty to The Doctors Company and for their commitment to superior patient care. We’ve paid more than $150 million in Tribute awards, and the highest award paid to date is $264,808.
Your defense starts with a promise to never settle a claim without your consent, where permitted by law. If you are sued, seasoned advocates will support you throughout the litigation process.
Visionary Risk Management Experts
Members have access to a wealth of resources, including industry-leading programs that help doctors and practices implement effective protocols, resulting in significantly fewer allegations of malpractice. And the industry’s largest claims database gives us an unparalleled understanding of lawsuits against doctors. This data-driven approach enables us to anticipate emerging trends and deliver innovative patient safety tools to help our members reduce risk.
MediGuard and Cyber Liability Coverage
We automatically provide MediGuard® coverage as part of our medical malpractice policy. This important coverage provides you with legal representation for administrative actions brought by Medicare/Medicaid, medical licensing boards, credentialing reviews and actions, professional review organizations, federal agencies regarding EMTALA, and the DEA. Our core coverage also includes cyber liability protection, because privacy and data security exposure is the fastest growing threat to your medical practice.
About The Doctors Company
The Doctors Company takes the mal out of malpractice insurance by helping hospitals and practices of all sizes manage the complexities of today’s healthcare environment—with expert guidance, resources, and coverage. The Doctors Company is part of the TDC Group of companies (TDC Group), the nation’s largest physician-owned provider of insurance, risk management, and healthcare practice improvement solutions. TDC Group serves the full continuum of care from individual physicians to academic medical systems—over 100,000 healthcare professionals and organizations nationwide—with annual revenue of over $1 billion and over $6.9 billion in assets.