The Doctor’s Advocate | Second Quarter 2016
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2016 Member Dividend Announced

The Board of Governors has declared a premium dividend of approximately $32 million to recognize and reward members for their loyalty and dedication to the practice of good medicine. Since the dividend program’s start in 1976, the company has paid out more than $370 million in dividends.

“For the 11th year in a row, we are recognizing our members for their commitment to superior patient care with a significant dividend,” said Richard E. Anderson, MD, FACP, chairman and CEO. “Our members have made this dividend possible by their excellent claims experience. In addition, we reward our members with the Tribute® Plan, which has distributed $40 million to retiring members to date.”

The 2016 dividend will provide a premium reduction to members in the following states: Colorado, Florida, Georgia, Idaho, Illinois, Maryland, Michigan, Montana, New Mexico, North Carolina, Ohio, Oregon, Texas, Virginia, Washington, and Wyoming. The dividend will vary from 4 to 24.5 percent depending on the loss experience of the individual state.

Members of the following select medical specialty societies may also receive a dividend: American College of Surgeons, American Academy of Otolaryngology—Head and Neck Surgery, American Association of Neurological Surgeons, and American Society of Plastic Surgeons®.

Eligible members will receive this year’s dividend on their annual premium for policy renewals on or after July 1, 2016.

New Video Series Tackles Defensive Medicine

Defensive medicine is the focus of a groundbreaking video series featuring Chairman and CEO Richard E. Anderson, MD, FACP.

“To significantly reduce the practice of defensive medicine, it is imperative that the healthcare community, our nation’s legislators, and the judicial community understand the inherent cause,” Dr. Anderson said. “In the U.S., medical standards of care have been replaced by medical/legal standards of care. In many cases, doctors feel compelled to order certain tests or procedures because of the threat of legal action, not because they can be expected to provide better outcomes. Good medicine is not defensive medicine and defensive medicine is not good medicine.”

The series of eight videos, The State of Defensive Medicine, was produced by the Internet television program Healthcare Matters, created with support from Cunningham Group, the nation’s largest independent agency representing medical malpractice insurance products. Michael Matray, editor of Medical Liability Monitor, is the show’s moderator.

Watch them at

Join Us for Complimentary Continuing Education Activities

Our online and in-person educational activities share advice from experts and lessons learned from our closed claims data. During the first quarter of 2016, your colleagues have made these five on-demand courses our most popular activities:

  1. HIPAA: Yesterday and Today
  2. Risk Prevention Tips for the Digital Age: Email, Texting, and Social Media
  3. Consent and Patient Care
  4. At the End of Day: You and Your EHR
  5. Medication Management in the Office Practice

In addition to these courses, which are available 24/7, we also offer local and regional in-person seminars. Beginning in July, you can attend a mini seminar, Telemedicine: New Tools, Emerging Risks, at locations in Colorado, Idaho, Montana, Oregon, Washington, and Wyoming. If this topic interests you but you can’t attend, we offer an on-demand version online.

Go to for a listing of upcoming seminars and webinars and for the catalog of our on-demand courses.

If you are interested in a topic or seminar but don’t see it listed, contact us at (800) 421-2368 or by email.

Stay Informed Through Social Media

We’re your source for timely healthcare and liability news—including emerging medical trends and continuing education opportunities. Stay informed by following us on our industry-leading social media channels.

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The Doctor’s Advocate is published by The Doctors Company to advise and inform its members about loss prevention and insurance issues.

The guidelines suggested in this newsletter are not rules, do not constitute legal advice, and do not ensure a successful outcome. They attempt to define principles of practice for providing appropriate care. The principles are not inclusive of all proper methods of care nor exclusive of other methods reasonably directed at obtaining the same results.

The ultimate decision regarding the appropriateness of any treatment must be made by each healthcare provider considering the circumstances of the individual situation and in accordance with the laws of the jurisdiction in which the care is rendered.

The Doctor’s Advocate is published quarterly by Corporate Communications, The Doctors Company. Letters and articles, to be edited and published at the editor’s discretion, are welcome. The views expressed are those of the letter writer and do not necessarily reflect the opinion or official policy of The Doctors Company. Please sign your letters, and address them to the editor.

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