Medical Practice Coverages
Insuring the Business of Medicine
The Doctors Company Insurance Services offers innovative solutions for the business risks inherent in today’s medical practices. Our expanded portfolio of products and services for medical practices provides employee benefit programs as well as coverage for threats arising from employment practices, the managed care environment, the implementation of electronic medical records, and new organizational structures.
We offer medical malpractice coverage customized for the specialized needs of individual doctors and multispecialty groups. Our innovative, broad coverage solutions give you the assurance that today’s challenging practice environment demands.
Health Care Employment Practices Liability
Tailored to meet the unique needs of the clinical or practice environment, this coverage solution protects your practice from liability related to a range of employee allegations including wrongful termination, wage and hour disputes, discrimination, harassment, or retaliation. This coverage can be enhanced to include protection for management (managing partners, directors and officers) from liabilities related to operating and managing the business. Get a premium indication.
MediGuard® PLUS provides coverage for claims arising from administrative actions pertaining to utilization, licensing, credentialing, and misconduct. It can also cover liability related to the theft, loss, or accidental transmission of confidential patient or financial information, as well as data recovery.
Errors and Omissions Liability
Choose from a variety of coverage options for your practice or your staff, including billing errors and omissions coverage, defense against payer audits from public and private payers, and indemnification of fines and penalties.
Consider reviewing your insurance program if your practice/business includes any of the following:
- Managed care related activities.
- Utilization review.
- Expert witness.
- Billing operations.
- Surgery center/laboratory.
- Claims review.
- Miscellaneous and/or other ancillary activities not normal to a medical practice.
For more information about our medical practice coverages or to get a premium indication, call us at (800) 852-8872.
Coverage Solutions Available in California
Workers’ compensation offers medical benefits to employees injured on the job. Workplace management tools reduce the risk of a claim, while annual claims reviews and pre-audits ensure the accuracy of your premium.* Get a premium indication.
Health and Disability
We can tailor a solution to your and your staff’s health and disability insurance needs. Online access to your benefit program information and forms* reduces administration time and improves employee communication. Get a premium indication.
Property and General Liability
Protect your practice or business from loss resulting from damage to property that you own or lease. Get a premium indication.
Directors and Officers/Management Liability
This offering protects directors and officers of a corporation (or managing partners in a partnership) from liabilities related to the operation and management of a business.
For more information about medical practice coverages for California members, call us at (800) 852-8872.
*For qualifying members.