Medical Practice Coverages
Insuring the Business of Medicine

The Doctors Company Insurance Services offers innovative solutions for the business risks inherent in today’s medical practices. Our expanded portfolio of products and services for medical practices provides employee benefit programs as well as coverage for threats arising from employment practices, the managed care environment, the implementation of electronic medical records, and new organizational structures.

Nationwide Solutions

Medical Malpractice

We offer medical malpractice coverage customized for the specialized needs of individual doctors and multispecialty groups. Our innovative, broad coverage solutions give you the assurance that today’s challenging practice environment demands.

Health Care Employment Practices Liability

Tailored to meet the unique needs of the clinical or practice environment, this coverage solution protects your practice from liability related to a range of employee allegations including wrongful termination, wage and hour disputes, discrimination, harassment, or retaliation. This coverage can be enhanced to include protection for management (managing partners, directors and officers) from liabilities related to operating and managing the business. Get a Premium Indication.

MediGuard PLUS

MediGuard® PLUS provides coverage for claims arising from administrative actions pertaining to utilization, licensing, credentialing, and misconduct. It can also cover liability related to the theft, loss, or accidental transmission of confidential patient or financial information, as well as data recovery.

Errors and Omissions Liability

Choose from a variety of coverage options for your practice or your staff, including billing errors and omissions coverage, defense against payer audits from public and private payers, and indemnification of fines and penalties.

For more information about our medical practice coverages or to get a premium indication, call us at (800) 421-2368, extension 1728.

Coverage Solutions Available in California

Workers’ Compensation

Workers’ compensation offers medical benefits to employees injured on the job. Workplace management tools reduce the risk of a claim, while annual claims reviews and pre-audits ensure the accuracy of your premium.* Get a Premium Indication.

Health and Disability

We can tailor a solution to your and your staff’s health and disability insurance needs. Online access to your benefit program information and forms* reduces administration time and improves employee communication. Get a Premium Indication.

Property and General Liability

Protect your practice or business from loss resulting from damage to property that you own or lease. Get a Premium Indication.

Directors and Officers/Management Liability

This offering protects directors and officers of a corporation (or managing partners in a partnership) from liabilities related to the operation and management of a business.

For more information about medical practice coverages for California members, call us at (800) 852-8872.

• Michigan plastic surgeon: $43,095 /
• Maryland obstetrician: $34,051 /
• Virginia obstetrician: $29,883 /
• Georgia orthopedic surgeon: $22,867 /
• Pennsylvania plastic surgeon: $34,825 /
• Florida radiologist: $30,205 /
• California surgeon: $40,426 /
• Florida surgeon: $81,276 /
• Virginia family practitioner: $54,769 /
• Washington ob/gyn: $41,514 /
• California ob/gyn: $38,418 /
• California surgeon: $32,806 /
• Illinois plastic surgeon: $30,418 /
• Virginia gynecologist: $29,083 /
• Missouri plastic surgeon: $28,662 /
• California orthopedic surgeon: $27,809 /
• Georgia ob/gyn: $27,607 /
• Georgia plastic surgeon: $25,601 /
• California thoracic surgeon: $24,517 /
• Alabama orthopedic surgeon: $24,444 /
• California surgeon: $23,188 /
• Florida plastic surgeon: $20,838 /