Medical Malpractice Coverage
for Physicians and Surgeons
We are the nation’s largest physician-owned medical malpractice insurer. We deliver superior coverage and are the only carrier able to relentlessly defend, protect, and reward the practice of good medicine with national resources and local clout.
Our medical malpractice program, which protects 73,000 physicians and surgeons nationwide, offers our members unique features—including MediGuard®, CyberGuard®, and the Tribute® Plan, our breakthrough financial benefit—that strengthen the practice of medicine while making it more rewarding.
Free tail coverage—For members who have been insured by The Doctors Company for five continuous years, we offer free tail coverage upon retirement from the practice of medicine or in the event of disability or death.
MediGuard—We automatically provide MediGuard coverage as part of our medical malpractice policy. This important coverage provides you with legal representation for administrative actions brought by Medicare/Medicaid, medical licensing boards, credentialing reviews and actions, professional review organizations, federal agencies regarding EMTALA, and the DEA.
CyberGuard—Privacy and data security exposure is the fastest growing threat to your medical practice or facility. As a member, you receive cyber liability protection as part of your core coverage. CyberGuard protects you against claims arising from the theft, loss, or accidental transmission of electronic patient information, as well as regulatory fines and penalties, and the cost of data recovery. We also offer CyberGuard for Large Groups.
Coverage for Large Groups
We are the nation’s leader in offering medical malpractice coverage—and peace of mind—to even the largest multispecialty, multistate groups of doctors. Our finely calibrated risk profiles and flexible insurance solutions can help your group ensure that its unique risks are covered responsibly. Our dedicated patient safety specialists will partner with your group to create a personalized service plan.
Flexible Options for Non-Standard Risks
We believe all health care professionals should have the option of securing malpractice coverage from a financially stable, U.S.-domiciled insurance carrier. Our subsidiary, Professional Underwriters Liability Insurance Company (PULIC), offers high-quality coverage to those who have difficulty obtaining coverage in the standard markets.