The Doctors Company was founded by doctors and is still run by doctors. Six of our 11 board members are physicians. As a member-owned company, The Doctors Company is not satisfied treating you only as a policyholder—you are a member of our organization. This defining advantage is just one of the many reasons to choose us.
- We are strong.
- We are flexible.
- We are your advocate.
- We have a mission.
- We reduce risk.
- We are successful.
- We offer leadership.
We are strong.We are rated among the very best insurers.
Thousands of doctors—in solo practices, groups, clinics, and other medical facilities—depend on The Doctors Company to help them navigate the complex intersections of medicine, law, and insurance. Our broad base gives us the opportunity to better advocate for those we protect and represent.
The Doctors Company is rated A- by A.M. Best Company and A by Fitch Ratings. These ratings confirm that we have a strong capacity to meet member and contract obligations and that our risk factors are moderate.
We are flexible.We offer options for every kind of practice.
The Doctors Company believes all health care professionals should have the option of securing malpractice coverage from a financially stable U.S. insurance carrier. We take into account not just a doctor’s history, but also the specialty, the hours practiced, and even emerging trends and exposure in the specialty. We understand that every medical practice is unique.
We tailor your coverage to your risk in ways that no other insurer can, because we have built our insurance products around the specialized needs of practicing doctors. Our insurance professionals can customize coverage to accurately reflect the risks faced by the individuals and entities it's meant to protect.
For doctors who are unable to find coverage in the standard markets, we operate our subsidiary, PULIC Insurance Services, Inc., which focuses exclusively on developing innovative coverage solutions for physicians outside traditional risk profiles.
We are your advocate.We fight in legislatures as well as in courtrooms.
We see it as our responsibility to defend the men and women who have dedicated their lives to delivering care, to focus attention on the issues that impede them, and to help our doctors understand risk without sacrificing patient care. From our beginnings in shaping the landmark Medical Injury Compensation Reform Act (MICRA) in California, we’ve tirelessly championed tort reform, guarded against the erosion of doctors’ legal protections, and condemned the pressures compelling doctors to practice defensive medicine.
The host of exclusive sponsorships and endorsements we are privileged to hold with top medical organizations and societies is testament to our commitment that, from courtrooms and legislatures to the media, we ensure that the doctor’s perspective is heard. Our national presence gives us an advantage in seeking the best practices and identifying both legal and medical trends in a rapidly changing world for the benefit of our doctor-members.
We have a mission.We are on a mission to advance, protect, and reward the practice of good medicine.
The Doctors Company was founded in 1976 in the face of an epidemic of medical malpractice claims. Much has changed since then, but health care still faces enormous challenges, and doctors are no less in need of a powerful ally.
We are the leading national medical malpractice insurer in the country, founded by doctors and run by doctors. No other insurer is more aligned with your interests or provides more aggressive claims defense strategies*. With an ironclad “consent to settle” guarantee, we will never settle a claim without your approval. And because we are national, we are able to stay ahead of rapidly evolving precedents, as well as offer unparalleled insight into a broad range of claims in all specialties.
We believe in working relentlessly for those on the front lines of medicine. With The Doctors Company, you are more than a policyholder. You are a member of our organization, and we treat you as such.
* Where permitted by law.
We reduce risk.We are widely considered a thought leader on patient safety.
The Doctors Company is a leader in issues that advance the practice of good medicine. We are the only insurer to offer free, online CME.
The Doctors Company also has created regional advisory boards throughout the country that facilitate a dialogue with our community. While we have a powerful presence on the national stage, we believe that our members are best served through a strong local presence.
Our advisory boards meet regularly to review the issues that will help our members integrate key advances in the science of care without compromising patient safety.
We are successful.We take a conservative approach to long-term health.
Year after year, The Doctors Company receives solid rating from insurance regulators and analysts because of our capitalization and market leadership. We’ve had the foresight to recognize the evolving trends in health care delivery, insurance, and law, and we have adapted our approach to meet new challenges as they arise. With $3 billion in assets—built on sound underwriting, cost-effective claims management and resolution, and a responsible investment strategy—our doctors can be assured that we’ll be here in good times and bad.
Highlights
- The Doctors Company holds $3 billion in assets.
- The Doctors Company is rated A- by A.M. Best Company and A by Fitch Ratings. These ratings confirm that we have a strong capacity to meet policyholder and contract obligations that our risk factors are moderate.
- We insure 43,000 physicians across the country.
We offer leadership.Leading The Doctors Company is a distinguished group of board members who are passionate about protecting the practice of good medicine.
Our board is comprised of physicians and seasoned experts in the fields of business and insurance. This unique diversity and collaboration enables us to successfully execute our mission in the face of a rapidly changing medical environment.
