American Physicians Capital, Inc.
Together, we defend, protect, and reward the practice of good medicine.
On October 22, 2010, The Doctors Company and American Physicians Assurance Corporation officially joined forces. As a result, The Doctors Company/American Physicians is the nation’s largest insurer of physician and surgeon medical liability with 74,000 members and the leading carrier in a number of states, including Michigan, Ohio, and New Mexico. As an organization founded, owned, and led by physicians, we are better positioned than any other medical liability carrier in the nation to defend, protect, and reward our members.
We are fiercely committed to defending our members, beginning with the promise to never settle a claim without a member’s consent.* Our Annual Legal Summits convene authorities in medical malpractice law to perfect defensive strategies for emerging threats, and our Litigation Education Retreats prepare litigants to master defense tactics, develop sound testimony, and cope with the emotional stress of a claim.
With $4 billion in assets, an A (Excellent) rating by A.M. Best Company, and an A (Strong) rating by Fitch Ratings, we have the strength to protect our members anytime, anywhere.
We are regarded as the industry thought leader, and our patient safety programs are nationally recognized for their comprehensive approach to risk and quality of care. Our experts are key participants in forums across the nation, and our innovative tools and resources help reduce risk and improve patient outcomes.
With privacy and data security exposure looming as the fastest growing threat to the modern medical practice, we are the first insurer to integrate CyberGuard® cyber liability protection into our coverage. MediGuard®, also part of our core coverage, provides important protection against regulatory risks.
You deserve more than a little gratitude for a career spent practicing good medicine. That’s why we created the Tribute® Plan, a groundbreaking benefit that rewards you for your loyalty to The Doctors Company and for your commitment to superior patient care. Since 2007, over 28,000 members have qualified for a Tribute award, and these members have an average balance of $11,855.†
*Where permitted by law.
†Tribute Plan projections are not a forecast of future events or a guarantee of future balance amounts. For additional details, see the Tribute Plan.