Exclusively Endorsed by the
Wyoming Medical Society

The Wyoming Medical Society (WMS) has exclusively endorsed The Doctors Company’s medical liability insurance program since 1986.

Founded by physicians in 1976 in response to a crisis in insurance affordability and availability, The Doctors Company remains fiercely committed to relentlessly defending, protecting, and rewarding the practice of good medicine. Today, we are the nation’s largest insurer of physician and surgeon medical liability with 71,000 members nationwide.

With a physician majority on our 14-member Board of Governors, we possess unique insight into what WMS physicians need from their insurance company.

Our medical liability program offers WMS members a unique combination of coverage features, including cyber liability protection, representation for medical board actions, aggressive claims handling, industry-leading patient safety programs, and tangible economic benefits.

Here are answers to common questions about our WMS program:

Q: What are the program benefits?
A: Our WMS program benefits include a discount for eligible members, a consent-to-settle provision,* free tail coverage for physicians on full retirement who have been insured for five continuous years or those who die or suffer permanent and total disability, prior acts coverage, free continuing medical education programs, and participation in our generous multiyear dividend program. WMS members insured with The Doctors Company are also eligible to participate in the Tribute® Plan, a one-of-a-kind financial career award that honors physicians for their loyalty to The Doctors Company and for their dedication to practicing good medicine. With recently enhanced Tribute Plan funding, members of The Doctors Company will see their plan balances accrue at an accelerated rate through 2012.†

Q: If I am already a member of The Doctors Company, can I switch to the WMS program?
A: Yes. WMS members who are already insured with The Doctors Company can transfer to our WMS program by notifying us in writing. Members who transfer will receive all of our WMS program benefits.

Q: Why does this endorsement of The Doctors Company matter to me?
A: Since 1986, the Wyoming Medical Society has exclusively endorsed our medical liability insurance program. This long-standing confidence by WMS and its members is strong evidence of our ability to advance the practice of good medicine and provide WMS members with exclusive benefits.

Q: How do I know that The Doctors Company understands the issues of Wyoming physicians?
A: As the nation’s largest insurer of physician and surgeon medical liability, we believe that our members are best served when national strength is combined with a strong local presence. Through a series of physician advisory board meetings, our regional leadership teams and local member physicians give us the unique ability to look ahead at new trends in treatments, plaintiffs’ strategies, and medical liability issues.

Q: Is The Doctors Company financially secure?
A: With The Doctors Company, you gain the assurance of having a company with $4 billion in assets on your side. Our member surplus is $1.3 billion, the strongest of any national physician-owned medical liability carrier. Our conservative fiscal approach and conscientious investment strategies have earned us financial strength ratings of A (Excellent) by A.M. Best Company and A (Strong) by Fitch Ratings. The Doctors Company was named to the Ward’s 50® top-performing insurance companies from among 3,100 property-casualty companies. So you can count on us to have the financial strength and backing to protect our members anytime, anywhere.

Q: What is The Doctors Company’s claims defense record?
A: For more than 35 years, we have built our reputation on providing the most aggressive claims defense in the industry. In fact, our defense is so effective that over 82 percent of claims filed against our physicians are closed with no payment to the plaintiff. Of the few claims that go to trial, over 87 percent result in victory for our physicians.

If a claim is leveled against you, our expert defense team is with you every step of the way. Our exceptional results—representing the very heart of our medical liability insurance coverage—demonstrate our fierce commitment to defending our members.

Q: Is The Doctors Company endorsed or sponsored by other medical associations and societies?
A: The nation’s leading medical organizations recognize our efforts in supporting doctors and have selected us as their medical liability insurance carrier. These organizations represent over 250,000 physicians and surgeons nationwide.

Q: If I decide to leave The Doctors Company’s WMS program, can I get tail coverage?
A: Yes. Any WMS member who elects to terminate his or her policy with The Doctors Company will be offered tail coverage. We will offer tail coverage at a premium consistent with our underwriting guidelines and in compliance with Wyoming regulatory filings.

The Doctors Company also offers free tail coverage for physicians on full retirement who have been insured with The Doctors Company for five continuous years or those who die or suffer permanent and total disability.