The Doctor’s Advocate | Third Quarter 2013
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Industry and Company News:
Third Quarter 2013

2013 Member Dividend Announced

The Board of Governors has declared that eligible members will receive a dividend as a premium reduction on policy renewals on or after July 1. The 2013 dividend will provide a premium reduction to members in Colorado, Florida, Georgia, Idaho, Maryland, Montana, Ohio, Oregon, Virginia, Washington, and Wyoming. The dividend will vary from 5 to 15 percent depending on the loss experience of the individual state.

Eligible members of select medical specialty societies may also receive a dividend in addition to their extensive program benefits. Societies receiving the dividend benefit, as well as the program benefits and premium discounts associated with their society memberships, are the American Academy of Otolaryngology—Head and Neck Surgery, American Association of Neurological Surgeons, American College of Physicians, American College of Surgeons, and American Society of Plastic Surgeons®.

“We are proud to issue a strong dividend for the seventh consecutive year in recognition of the excellent claims experience of our members,” said Richard E. Anderson, MD, FACP, chairman and CEO. “This dividend is just one of many ways we recognize and reward our members.”

The Doctors Company Named a Ward’s 50 Top-Performing Company

We have again been named a Ward’s 50® top-performing company.

This year’s selection marks the 12th time that we have achieved top-performing status. Ward Group, an insurance industry management consulting firm and provider of benchmarking and best practices services, makes its selections after analyzing the performance of over 3,000 property-casualty insurance companies based in the U.S.

“We are pleased that Ward Group has once again recognized The Doctors Company’s financial strength and consistently outstanding performance,” said Richard E. Anderson, MD, FACP. “This award is an affirmation of our mission-driven commitment to our members. We provide the industry’s best claims defense and financially reward our physician members for their delivery of outstanding patient care.”


Fitch Ratings Affirms Our “A” Rating

Fitch Ratings has affirmed our “A” (Strong) Insurer Financial Strength (IFS) rating and that its rating outlook for all ratings is “Stable.”

The ratings are based on The Doctors Company’s above-average underwriting performance and profitability compared to peers in the medical malpractice industry, favorable loss reserve levels, strong statutory capital position, and experienced management team that employs a conservative operating strategy that is focused on long-term underwriting profitability.


YouTube Series Features Industry Experts

Our expanding YouTube video series delivers insights from industry thought leaders on emerging trends in medicine.

New videos in the series include “Five Strategies for Successful EHR Documentation,” with Julie J. Song, MPH, patient safety/risk management account executive at The Doctors Company, discussing ways to mitigate liability risks that are inherent in the digitization of patient records.

In “How Physicians Can Avoid Regulatory Investigations,” Kevin R. Warren, Esq., of Michelman & Robinson LLP’s Healthcare Practice, discusses three primary components that compliance programs should address.

View these videos and subscribe to our YouTube channel at You can also follow us on Twitter at @doctorscompany and find us on LinkedIn and Facebook.

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The Tribute Plan: A Unique Benefit of Membership

The average account balance of a member who has participated in the Tribute® Plan since its inception in 2007 is $15,643. To see your estimated balance and project your award, sign in at

Tribute Infographic for backpage Doc Adv article

The Doctor’s Advocate is published by The Doctors Company to advise and inform its members about loss prevention and insurance issues.

The guidelines suggested in this newsletter are not rules, do not constitute legal advice, and do not ensure a successful outcome. They attempt to define principles of practice for providing appropriate care. The principles are not inclusive of all proper methods of care nor exclusive of other methods reasonably directed at obtaining the same results.

The ultimate decision regarding the appropriateness of any treatment must be made by each healthcare provider in light of all circumstances prevailing in the individual situation and in accordance with the laws of the jurisdiction in which the care is rendered.

The Doctor’s Advocate is published quarterly by Corporate Communications, The Doctors Company. Letters and articles, to be edited and published at the editor’s discretion, are welcome. The views expressed are those of the letter writer and do not necessarily reflect the opinion or official policy of The Doctors Company. Please sign your letters, and address them to the editor.

The Doctor’s Advocate

Third Quarter 2013

Director's Forum
A Perfect Storm

An Ounce of Prevention
The Rising Tide: Perils of Opioid Use

Politically Speaking
Consumer Attorneys of California Attack MICRA

Ohio Physician Advisory Board Update

Foundation News
Young Physicians Receive Prestigious Patient Safety Award

Two New Ways to Earn Complimentary CME Credits

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